BigPay Malaysia e-wallet review

BigPay was launched earlier this year, BigPay was lauded by Tony Fernandes with “one day this product will be worth more than AirAsia”. Wow!

Why BigPay?

AirAsia BIG Points

BigPay is by AirAsia, Malaysia’s favourite airline. You will be receiving exclusive AirAsia benefits when you use your BigPay card with AirAsia such as:

1. RM0.00 payment processing fees

2. Discounts on pre-booked check-in luggage and in-flight meals

3. Exclusive early access to AirAsia sales

4. 1 BIG point when you top up RM50 and 1 BIG point for every RM20 spent on BigPay

Note: the RM0.00 payment processing fee is reason enough to get BigPay 🙂

No need to buy Foreign currencies if you travelling abroad.

BigPay also has a feature where you can pay the “real exchange rate”. If you’re travelling, you can use the card like a normal credit/debit card, pay in the local currency, and you get charged in MYR.

For the serious travellers and not-so-serious ones out there, BigPay is god-sent. Why? Exchange rates.

BigPay touts itself as giving the ‘best’ rates out there, but to be frank, I’d call it very competitive.

Convenience

All it takes is for you to top up your BigPay online, in Malaysia.

Travel abroad to your destination of choice, insert your card into any ATM in that country and walla – Watch the ATM spit out your foreign currency. Easy right?

Withdrawals done in Malaysia will be subjected to a fee of RM6 per transaction & overseas withdrawals will be charged at RM10 per transaction.

Besides that, BigPay also allows you to send/receive money to and from friends. Instantly. No fees!

Best Part

What I actually like the most about the e-wallet is a small “Analytics” section that shows you your monthly summary of expenses. I’ve always wanted to know the breakdown of what I spend my credit cards on, but I’m too lazy to do it manually. Now, my credit cards are mainly used to top up my BigPay account, and I use that as my main card so I can track my expenses and get a simple breakdown on what I’ve spent on. Genius right? 🙂

How to Sign Up for your BigPay Card

Sign up now – it's completely free. Use my referral code and we'll both get RM10 when you sign up! My referral code: CJKOEZH5JV and now Click your cursor here: http://bigpay.link/referrals

All it takes are 3 easy steps to sign up for BigPay:

i. Fill in your basic personal details

ii. Verify your identity with your IC/passport and a selfie

iii. Add RM20 into your account

How much does it cost to sign up for BigPay?

Signing up and getting your card is completely free! You will need to add a minimum of RM20 that will be stored on your card for your usage. BigPay don’t charge any inactivity fee either, so signing up & keeping your BigPay account does not cost you anything.

Using this referral code: CJKOEZH5JV

You get a free RM10 (as do I) from signing up with the above code.

Okay guys, get BigPay today because it going to be BIG!